RV Financing


If you are looking for a GREAT INTEREST RATE please read all the information on this page then fill out the credit application or call one of our credit professionals 877- 289-1274


A man from Antioch had a 713 score, was self-employed, and could not prove his income. He was able to get a 15 year loan at 6.25% with a payment of $428.70 per month on a 2012 Heartland Bighorn 3670RL.


A man from Antioch had a 713 score, was self-employed, and could not prove his income. He was able to get a 15 year loan at 6.25% with a payment of $428.70 per month on a 2012 Heartland Bighorn 3670RL.


A couple from Livermore had a 690 score. They were able to get a 12 year loan at 7.75% interest with a payment of $267.19 per month on a 2012 Koala 25D.


A man from Sacramento was declined at another dealer. He was able to get a 15 year loan with a 6.25% interest rate and $366.22 payment on a 2012 Forest River Crusader 260RLD.


A couple from Modesto came to us with a 670 credit score. They were able to get a loan at 180 months, 6.25% interest, and payment of $561.56 on a 2008 HURRICANE 32E.


A man from Manteca had a 730 score and only 10% down. He was able to get a 20 year loan, 2.74% interest, and a payment of $335.23 on a 2012 Coachman Freelander 21QBC.

We would like to discuss your individual situation and help get your family RVing with a GREAT INTEREST RATE & PAYMENT!

Minimum Qualifications

  • Down Payments greater than tax & license
  • No derogatory credit in the last 18 months
  • Any foreclosure must be more than 24 months old
  • Any repossession must be more than 24 months old
  • Some current credit



For over 40 years Manteca Trailer & Motor home, LLC has been offering our customers the very best services possible. Our state of the art finance department features the highest level of security possible to protect our customers personal and confidential information. Customers can have peace of mind knowing that their personal information is safe in our secured document areas where only a few approved personnel are allowed access, with state of the art video monitoring systems, heightened internet security for safe and secure online credit applications, and much more.

Our team strives to be the most secure and compliant finance department in the country.

With over 35 years of finance and business experience our team has worked with over 20 lenders such as: Bank of the West, US Bank, Bank of America, Uncle Credit Union, Mocse Credit Union, USAA, Mokelumne Credit Union, Sierra Central, Travis Credit Union, Ally Bank, Merrick Bank , Medallion , Marine 1, Spring Leaf, Golden 1 Credit Union, Financial Center Credit Union, Allied Credit Union, Operating Engineers Credit Union, Valley First Credit Union, Bank of Stockton, and many more to get the lowest rates and best terms possible for our valued customers.

Meet our Financing Department


  • staff Terry Lee
    Business Manager
  • staff Jen Vijil
    Business Manager
  • Chris Solario
    Business Manager
  • staff Cari Gainous
    DMV / Loan Processor
  • staff Marie McGovney
    Office Manager

Been looking at RVs for sale in California, but worried that you won't be able to get RV financing? Just talk to the professionals at Manteca Trailer & Motorhome first! We have flexible financing for travel trailer, fifth wheel, pop up camper, or toy hauler of your dreams. Apply for credit today to see if that beautiful motorhome just might be in your reach!

Manteca Trailer is not a lender but may assist in the approval of the loan. All payments are plus applicable tax and license. All loans are subject to a banks final approval and funding of the loan.

Protection Exclusively Tailored For Your RV!

extended service
Extended Service Agreement
  • Electrical Components
  • Plumbing and water systems
  • Generator and LP systems
  • Slide outs, motor, parts, etc.
  • Appliances including refrigerator and oven
  • A/C and Heating– Ventilation Systems
  • Engine, drive train, transmission, fuel systems and brakes
  • Front-Rear Suspension & leveling systems
  • Towing reimbursement, car rental/lodging allowance
  • Service calls
  • Pays 100% parts and labor on covered items after low deductible
  • Applicable at over 11000 locations throughout the U.S. and Canada
  • Transferable

For more information call (209)239-1267

paint protection
Paint Protection
  • Protects against fading, oxidation, hard water spots, yellowing, etc.
  • Enhances resale value
  • No need for bulky RV covers, eliminates tedious polishing and waxing
  • Helps maintain the showroom finish of your recreational vehicle
  • Two additional applications included at no extra charge

For more information call (209)239-1267

Coach-Net Platinum Plus
  • Unlimited towing, tire assistance, fuel delivery, lockouts and jumpstarts
  • RV Mobile Mechanic
  • Protects you and your family on all personal vehicles, including motorcycles
  • 24/7 hour RV technical service and concierge service
  • $2000 trip interruption benefit, fee free travelers checks
  • Emergency medical assistance

For more information call (209)239-1267

fabirc protection
Fabric/Leather/Vinyl Protection
  • Protects against water and oil based stains on all interior fabrics
  • Repels moisture build up that leads to mold and mildew
  • Helps protect your interior from damaging UV rays and premature aging
  • Maintains durability and increases the life of your RV’s fabric

For more information call (209)239-1267

expert gap
Expert GAP
  • No out of pocket expense for total loss (fire, collision, theft, etc.)
  • Pays the difference between what you owe and what your RV is worth
  • Pays Insurance Deductible

For more information call (209)239-1267

tyron
TYRON
  • Tire blowout protection, backed by law enforcement, Government and US Military
  • Protects you , your family and your RV
  • Ability to drive up to 30 miles on a flat tire to a safe location

For more information call (209)239-1267

Express Glass Defense
  • Strengthens the surface of the glass to protect against chips and cracks caused by road debris
  • Increases clarity, reduces glare

For more information call (209)239-1267

Road Sentry
  • Covers tires and wheels on new and used RVs against road hazards
  • Pays for repairs or reimbursement on tires & wheels

For more information call (209)239-1267

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